Local Lenders
- Equity Providers: Provide direct capital into a company usually in exchange for ownership; terms vary by investor and risk.
- Investment Advisors – Investment Bankers
- Focus Strategies, LLC www.focus-strategies.com Gary Valdez
- Equity Investments – Direct Investors
- EDCO Ventures – www.edcoonline.org Teo Tijerina
- Sentient Ventures – www.senven.com David Lee
- Angel Investors – Direct Investors
- Angel Capital Association – www.angelcapitalassocation.org
- Central Texas Angel Network - www.centraltexasangels.org
- Mezzanine Financing – Subordinated Debt
- Texas Mezzanine Fund –www.tmfund.org
- Investment Advisors – Investment Bankers
- SBA Lending: Small Business Administration is a program ran by the federal government to provide technical and financial assistance to small businesses. The SBA does not offer grants or direct loans, but it works with thousands of lenders and other intermediaries, which generally will make the loan with SBA guaranteeing the lender that the loan will be repaid. However, SBA guaranteed loans may not be made if the borrower has access to other financing on reasonable terms.
- Small Business Administration
- SBA San Antonio Region (serves Austin) Debra Dimando (210) 403- 5914 debra.dimando(at)sba.gov
- SBA Financial Primer
- 7a
- A+ Federal Credit Union – Ligia Trevino ltrevino(at)aplusfcu.org
- Commercial Finance and Consulting - Bob Hernandez rchloan4u(at)aol.com
- Carlos Gutierrez go_504(at)yahoo.com
- Plains Capital - Mike Litton mlitton(at)plainscaptial.com
- Frost Bank – Monica Medina monica.medina(at)frostbank.com
- Wells Fargo – Will Penny william.e.penny(at)wellsfargo.com
- 504
- Business and Community Lenders of Texas – Raquel Valdez rvaldez(at)bcloftexas.org
- Capital Certified Development Corp – Ross Wood rosswood(at)captialcdc.com
- CIT Small Business Lending Corp – Delma Pacheco delma.Pacheco(at)cit.com
- Frost Bank – Monica Medina monica.medina(at)frostbank.com
- Wells Fargo – Will Penny william.e.penny(at)wellsfargo.com
- Small Business Administration
- Asset Based Lending and Factoring: Provide business financing secured by collateral such as accounts receivable, inventory and real estate. In factoring and Asset Based Lending, the financier buys or lends on the company’s accounts receivable and inventory at a fixed percentage providing quick access to capital when traditional bank channels are not available.
- A/R Only
- Far West Capital – Cole Harmonson cole(at)farwestcap.com
- Interface Financial Group – Becky Spohn bspohn(at)interfacefinancial.com
- Vertex – Janette Bankston janette(at)vertexfinancial.com
- Wells Fargo – Will Penny william.e.penny(at)wellsfargo.com
- A/R and Inventory
- Far West Capital – Cole Harmonson cole(at)farwest.com
- Frost Capital – Monica Meidna monica.medina(at)frostbank.com
- ArTex Funding – Artie Berne Artie(at)ArTexFunding.com
- ABL Loans
- Far West Capital - Cole Harmonson cole(at)farwestcap.com
- PNC Business Credit – Frank Bonet frank.bonet(at)pnc.com
- Real Estate
- Hard Money Loans
- Regent Park Capital, LLC – Steve Schultz steve(at)regentparkcapital.com
- ArTex Funding – Artie Berne Artie(at)ArTexFunding.com - Sales – Leaseback
- AIC Ventures - Matt Albracht mattalbracht(at)aicventures.com
- CIT Small Business Lending Corp – Delma Pacheco delma.pacheco(at)cit.com
- Hard Money Loans
- Construction A/R
- Vertex – Janette Bankston janette(at)vertexfinancial.com
- International
- FGI Finance – Elizabeth Hastings ehastings(at)fgifinance.com
- Purchase Order Financing
- King Trade Capital – Bryan Ballowe info(at)kingtradecapital.com
- ArTex Funding – Artie Berne Artie(at)ArTexFunding.com
- Healthcare
- Marquette Healthcare Finance - Dan Karas dan.karas(at)marquette.com
- Presidential Healthcare – Linda Walker lwalker(at)presidentialfinancial.com
- A/R Only
- Micro Lenders: Provide small dollar loans to borrowers excluded from other traditional financial sources in amounts usually less than $200,000.
- Accion Texas – Narda Hernandez nhernandez(at)acciontexas.org
- Big Austin – Shamsah Jaferali shamsah(at)bigaustin.org
- Business and Community Lenders of Texas – Raquel Valdez rvaldez(at)bcloftexas.org
- People Fund – Amy Golub Amy_g(at)peoplefund.org
- Banks:
- Large Nationals: Full service national banks offer personal and business banking, mortgage and investment solutions.
- Bank of America – Dwight Fransuae Villada (512) 397-2820
- Capital One Bank – Jorge Gonzalez (512) 314-8806
- Chase – Cindy Matula (512) 479-1581
- Compass bank – John Jett (512) 419-3400
- Washington Mutual – Maria Gonzales (214) 923-9172
- Wells Fargo – Will Penny (512) 344-7472
- Regional Nationals: Full service community banks offer personal and business banking, mortgage and investment solutions.
- ABC Bank – Rick Chapa (512) 391-5808
- Colonial Bank – Dee Tobias (512) 472-7770
- Franklin Bank – Joanne Partridge (512) 206-1442
- Frost Bank – Monica Medina (512) 473-4405
- International Bank of Commerce – Michelle Hodnett (512) 397-4502
- Libertad Bank – Jairo Cadena (512) 693 3600
- Prosperity Bank – Beatriz Pappas (512) 331-5402
- Regions Bank – Tommy Gonzalez (512) 788-2331
- Credit Unions:
- A+ Federal Credit Union – Ligia Trevino (512) 421-2819
- Amplify Federal Credit Union –Pierre Cardenas (512) 836-5901
- Austin Telco Federal Credit Union – Melanie Tipps (512) 302-5555
- Randolph Brooks Federal Credit Union – Les Winkler 800-580-3300
- Star of Texas Credit Union – Roberto Coronado (512) 458-8253
- TruWest Credit Union – Jill McNabb (512) 996-4000
- University Federal Credit Union – Monica Lozada (512) 467-8080
- Velocity Credit Union – Luis Acuña (512) 225-9145
- Locally Owned Institutions:
- Falcon International Bank – Lisa Saucede (512) 295-1200
- Farm Credit Bank of Texas – Stan Ray (512) 465-0400
- Horizon Bank – Jim Cone jim.cone(at)horizonbanktexas.com
- Moody National Bank – Jeffery Hutchens (512) 832-0388
- Pioneer Bank – Jeff Wilkinson – jeff(at)pioneerbanktexas.com
- Treaty Oak Bank – Jeff Nash jnash(at)treatyoakbank.com
- Large Nationals: Full service national banks offer personal and business banking, mortgage and investment solutions.
- Equipment Finance: Provide financing for the purchase (and sometimes refinance) of equipment, generally in the form of operating and capital leases.
- Leasing
- Mantis Financial – Kip Amstutz kip(at)mantisfinancial.com
- OneSource Financial – Lou Manitzas lmanitzas(at)osfcorp.com
- Team Equipment Leasing – Ted Reynolds ted(at)teamfundingsolutions.com
- Frost Leasing – Monica Medina monica.medina(at)frostbank.com
- Wells Fargo – Will Penny william.e.penny(at)wellsfargo.com
- Leasing
- Medical/Veterinary Practice Finance:
- Wells Fargo Practice Finance (fka Matsco) - Will Penny (512)344-7472
GAHCC Member Lenders
A+ Federal Credit Union
Contact: Ligia Trevino
PO Box 14867
Austin, TX 78761
Phone: (800) 252-8148
Email: LTrevino(at)aplusfcu.org
http://www.aplusfcu.org
ACCION Texas at Austin
Contact: Narda Hernandez
912 A Hwy 183, Suite 201
Austin, TX 78741
Phone: 888-215-2373 x1203
Email: nhernandez(at)acciontexas.org
http://www.acciontexas.org
American Bank of Commerce
Contact: Jose Velasquez
610 W 5th. Avenue
Austin, TX
Phone: 512-391-5582
Email: jvelasquez(at)theabcbank.com
http://www.theabcbank.com
Austin Telco Federal Credit Union
Contact: Melanie Tipps
8929 Shoal Creek Blvd.
Austin, TX 78757
Phone: 512-302-5555
Email: mtipps(at)atfcu.org
http://www.atfcu.org
Bank of America
Contact: Robert Franco
515 Congress Ave. 11th. Floor
Austin, TX 78701
Phone: 512-397-2111
Email: Robert.franco(at)bami.com
http://www.bankofamerica.com
BB&T
Contact: Cassandra Mora
4220 William Cannon Dr.
Austin, TX 78749
Phone: 512-358-2309
Email: cmore-brown(at)bb&t.com
http://www.BBT.com
BBVA Compass
Contact: Stephanie F. Trevino
5800 North Mopac Expy.
Austin, TX 78731
Phone: 512-421-5739
Email: Stephanie.Trevino(at)bbvascompass.com
http://www.compassbank.com
Business & Community Lenders (BCL) of Texas
Contact: Raquel Valdez
2212 S. Congress
Austin, TX 78704
Phone: 512-383-0025
Email: rvaldez(at)bcloftexas.org
www.bcloftexas.org
Capital One Bank
Contact: Armando Varela
9602 North Lamar
Austin, TX 78753
Phone: 512-342-4650
Email: Armando.varela(at)capitalonebank.com
http://www.capitalonebank.com
Capitol Credit Union
Contact: Lisa Malesky
1718 Lavaca Street
Austin, TX 78701
Phone: 512.477.9465 ext 8178
Email: lmalesky(at)ccutx.org
http://www.ccutx.org
EDCO Ventures
Contact: Teo Tijerina
1201 Tinnin Ford Rd. Unit 2
Austin, TX 78741
Phone: (915) 539-5552
Email: teo.tijerina(at)edcoonline.org
http://www.edcoonline.org
Edward Jones Investments-Crotzer
Contact: Daniel Crotzer
2727 Exposition Blvd. Suite 100
Austin, TX 78703
Phone: 512-472-9469
Email: daniel.crotzer(at)edwardjones.com
http://www.edwardjones.com
Far West Capital
Contact: Cole Harmonson
4601 Spicewood Springs Rd., Bldg. 2, Suite 200
Austin, TX 78759
Phone: 512-527-1111
Email: cole(at)farwestcap.com
http://www.farwestcap.com
Farm Credit Bank of Texas
Contact: Maria Gonzales
4801 Plaza on the Lake Drive
Austin, TX 78746
Phone: 512-483-9210
Email: maria.gonzales(at)farmcreditbank.com
http://www.farmcreditbank.com
Five Star Merchant Services
Contact: Cheryl Guzman
9703 Richmond Ave.
Austin, TX 77042
Phone: 512-845-5596
Email: cherylg(at)fivestarmerchant.com
http://www.bankofamerica.com
Focus Strategies Investment Banking
Contact: Gary Valdez
515 Congress Ave., Suite 1612
Austin, TX 78701
Phone: 512-477-3280
Email: gvaldez(at)focus-strategies.com
http://www.focus-strategies.com
Frost National Bank
Contact: Monica Medina
605 Canyon Ridge Blvd.
Austin, TX 78753-8757
Phone: 512-473-4405
Email: monica.medina(at)frostbank.com
http://www.frostbank.com
Greater TEXAS Federal Credit Union
Contact: Rachel Fausett
6411 N. Lamar Blvd.
Austin, TX 78752
Phone: 512-323-4732
Email: Rachel.fausett(at)gtfcu.org
http://www.gtfcu.com
Heritage Debt Relief, LLC
Contact: Robert Martinez
105 S. Canyonwood Dr., Suite D2
Dripping Springs, TX 78620
Phone: 512-829-4576
Email: info(at)heritagedr.com
http://www.heritagedebtrelief.com
Interface-Financial Group
Contact: Becky Spohn
8650 Spicewood Spgs Rd. # 145-620
Austin, TX 78759
Phone: 512-814-0196
Email: Bspohn(at)interfacefinancial.com
http://www.interfacefinancial.com
International Bank of Commerce
Contact: Miguel Ancira
816 Congress Ave., Suite 100
Austin, TX 78701
Phone: 512-397-4506
Email: mancira(at)ibc.com
IronStone Bank
Contact: Carol Roberson
11149 Research Blvd., Ste 150
Austin, TX 78759
Phone: 512-514-9563
Email: Carol.Roberson(at)ironstone.com
http://www.ironstone.com
JPMorgan Chase
Contact: Liza Ramirez
4601 N. Lamar Blvd., Suite 100
Austin, TX 78751
Phone: 512-374-1250
Email: liza.x.ramirez(at)chase.com
http://www.chase.com
Money Vue
Contact: Jay Zavaleta
5300 Riata Park Court
Austin, TX 78727
Phone: 512-349-4370
Email: jay.zavaleta(at)moneyvue.com
http://www.moneyvue.com
Moody National Bank
Contact: Jeffery M. Hutchens
860 East Anderson lane
Austin, TX 78752
Phone: 512-832-0388
Email: jhutchens(at)moodybank.com
http://www.moodybank.com
PeopleFund
Contact: Shamsah Jaferali
207 E Chalmers Ave.
Austin, TX
Phone: 512-928-8010
Email: shamsah(at)bigaustin.org
http://www.peoplefund.com
Randolph-Brooks Federal Credit Union
Contact: Estevan R. Torres
P.O. Box 2097
Universal City, TX 78148-2097
Phone: 210-452-2438
Email: etorres(at)rbfcu.org
http://www.rbfcu.com
Regions Bank
Contact: Milinda Perrier
100 Congress Ave., Ste 1700
Austin, TX 78701
Phone: 512-226-0216
Email: Melinda.perrier(at)regions.com
http://www.regions.com
Texas Capital Bank, N.A
Contact: Orlando Lopez
114 W. 7th. Street, Suite 100
Austin, TX 78701
Phone: 512-236-6791
Email: Orlando.lopez(at)texascapitalbank.com
http://www.texascapitalbank.com
TrustTexas Bank
Contact: Joe Grubbs
P.O. Box 797
Kyle, TX 78640
Phone: 512-268-3732
Email: jgrubbs(at)trusttexasbank.com
http://www.trustttexasbank.com
TruWest Credit Union
Contact: Angie Harden
13609 North IH-35, Building #4
Austin, TX 78753
Phone: 512-996-4000
Email: aharden(at)truwest.org
http://www.truwest.org
University Federal Credit Union
Contact: Scott Derber
P.O.Box 9350
Austin, TX 78766
Phone: 512-467-8080
Email: sderber(at)ufcu.org
http://www.ufcu.org
Wells Fargo
Contact: Will Penny
111 Congress Avenue, 2nd Floor, MAC #T5215-020
Austin, TX 787014077
Phone: 512-344-7000
Email: William.penny(at)wellsfargo.com
http://www.WellsFargo.com
Wells Fargo
Contact: Luisa M. Gavino-Martinez
10900-B Research Blvd.
Austin, TX
Phone: 512-344-7452
Email: luisa.gavino.martinez(at)wellsfargo.com
http://www.WellsFargo.com
